Sunday, July 1, 2018Tips for Driving in Floods With all the flooding happening along the Texas Coastline, the Midwest, in Richmond, VA and elsewhere, it’s a good time to look at driving in these conditions. Floods can happen most anywhere. Sometimes the water rises gradually but often as a flash flood, striking suddenly. READ MORE >>
Tuesday, June 26, 2018
Does My Car Insurance Transfer to My Rental Car?
In order to know for sure, you must always check with your carrier or your agent to see if your coverage transfers to a rental car. Some companies require that your insured vehicle is in the shop for the coverage to transfer to a rental&nb... READ MORE >>
Wednesday, June 6, 2018 How Insurance Companies Determine Your Rates Insurance, by its nature, is all about calculated risk assessment and pooled risk. It’s about Insurers making educated guesses based on statistics about how likely you are to file a claim in the future and do they have enough incoming (premium) to cover the outgoing (claims and expenses). READ MORE >>
Wednesday, May 30, 2018 Your car is declared a total loss after an accident, what does that mean? Here are answers to three common questions: 1]. What does ‘totaled’ mean? The insurance company will look at your car’s actual cash value vs. the cost of repairs. READ MORE >>
Sunday, May 27, 2018 Ride-Sharing in Louisiana The Louisiana Senate recently rejected a bill for statewide rules for ridesharing/transportation network companies [TNC] as Uber, Lyft and the like. Proponents of the bill say the idea behind it is to allow these companies to deal with a standardized set of rules/regulations (like specific requirements for background checks). READ MORE >>
Wednesday, May 23, 2018 Being Dishonest to Your Insurance Company Could Cost You Providing misleading information, lying on applications or failing to double check your insurance application could, in fact, hurt your ability to pursue compensation in a claim (they might not have to cover you). READ MORE >>
Wednesday, May 16, 2018 Free Way to Check Vehicle History Every vehicle has a story to tell. Perhaps it was involved in an accident or stolen. If you ask it, it will not tell you (and sometimes the current owner won’t either). Want a free and easy way to check vehicle history? READ MORE >>
Wednesday, May 9, 2018 Why Do My Rates Keep Going Up? Could uninsured drivers be to blame? It hardly seems fair to those of us who keep coverage and have no incidents that our rates go up, but this is where the “pooled risk” is a factor. Less folks in the pool mean less premium coming into the company to cover claims and expenses. READ MORE >>
Wednesday, May 2, 2018Did You Know: From Atlanta to Portland, for those who use their cars as part of their occupation and file itemized deductions, you may be able to factor in a portion of your car insurance premium. It could be best to take the flat per-mile reimbursement instead, but it might be worth checking on your personal situation. READ MORE >>
Sunday, April 29, 2018 Tips for Selling Your Car After getting your car cleaned and ready to sell (make sure to remove all personal items and insurance cards, registration, etc.), what information do you disclose when talking with prospective buyers? This conversation can make or break the sale. To help, here’s some advice: READ MORE >>
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